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Star Health Insurance Covered Diseases List in 2024
Being diagnosed with any major illness can put you and your family in emotional and financial trouble. To protect your health as well as your savings in such dire situations, it is important for you to have a best health insurance plan from a well-known health insurance company that will provide much-needed coverage for a variety of illnesses
One such well-known and reputed company is Star Health Insurance. The company offers several plans that protect you and your family during unannounced medical emergencies.
The plans offered by Star Health cover several healthcare expenses including in-patient hospitalization costs, pre-hospitalization and post-hospitalization costs, daycare costs, ambulance costs, and so on.
In this article, we will be discussing the Star Health Insurance Covered Diseases List. Some of the diseases covered are:
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COVID-19
As we all have seen, the dangerous effect of COVID-19 has left all of us devastated. Since its spread, many people have lost their lives. Star Health and Allied Insurance company cover hospitalization costs incurred as a result of a positive COVID-19 diagnosis.
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Diabetes
Diabetes is a chronic lifestyle disease that is characterized by elevated blood sugar levels. Not just this, uncontrolled diabetes can even lead to several other health risks such as stroke, kidney failure, heart attack and many more. Star Health has a dedicated health insurance plan that covers the hospitalization costs related to Type 1 and Type 2 diabetes.
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Cancer
Cancer is a dreadful disease that can wipe off your family's dreams and happiness. The treatment for this disease can cost fortunes. The Cancer Care Gold Plan from Star Health & Allied Insurance covers expenses incurred during the treatment required for the positive cancer diagnosis.
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Cataract
A cataract is an ocular condition that can be corrected as part of a daycare operation. Most of the plans offered by Star Health Insurance cover this surgery.
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Autism
Autism Spectrum Disorder is a brain developed condition that impacts a person's verbal, non-verbal and social interactions. Star Health Insurance company offers a dedicated plan named Star Special Care Policy to cover those children who are diagnosed with Autism Spectrum Disorder.
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Kidney Disease
Star Criticare Plus Insurance policy offers coverage for the medical expenses incurred during the treatment of chronic kidney disease.
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Cardiac disorders
Cardiovascular diseases are conditions that develop as a result of abnormal heart and blood vessel function. Stroke, high blood pressure, heart attack, etc comes under cardiac diseases. Star Health Insurance offers two health insurance plans, namely Star Criticare Plus and Star Cardiac Care Insurance Policy that cover certain disorders.
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Brain Tumor
A brain tumour is a disorder in which abnormal brain cells grow. You can get coverage for this disease with Star Health & Allied Insurance's Criticare health insurance policy.
Apart from the ailments listed above, Star Health Insurance & Allied Insurance's health insurance plans also cover several other diseases such as irreversible paraplegia, cerebrovascular stroke, and more.
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Lung Failure
Due to so many reasons like excessive air pollution, etc, the human lungs stop working properly. Some of the common lung diseases are asthma, pneumonia, pulmonary edema, and much more. Health insurance plans such as Star CritiCare cover the treatment of diseases related to the lungs.
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Psychiatric Disorder
Mental illness is as serious as the physical illness. To cater to the seriousness of this problem, Star Health Insurance started offering the benefit of mental health treatment in the Star Medi Classic plan.
Summing it up
While buying a health insurance policy, it is always important to check that the plan you are buying covers the majority of illnesses so that you are protected in the majority of instances. However, you must evaluate a variety of factors before obtaining a policy, including your needs, add-on coverage, policy premium, and family medical history, in order to determine which illnesses you are more susceptible to and purchase a policy accordingly. Go through the Star Health Insurance Covered Diseases List, and choose the most suitable plan as per your healthcare needs..
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List of Diseases Covered by Star Health Insurance: FAQs
1. Which diseases are covered by Star Health Insurance?
Majorly, Star Health Insurance covers diabetes, hypertension, cardiovascular disease, asthma, cataracts, cardiac disorders, and brain tumours
2. What is the waiting period for the pre-existing diseases in Star Health Insurance?
In Star Health Insurance, the waiting period is 1 to 4 years.
3. How will I find out which diseases are covered by my Star Health Insurance Plan?
To know about the diseases covered by Star health insurance, you need to review your policy document or contact the insurance company.
4. What are pre-existing diseases in Star Health Insurance?
A pre-existing disease is a disease that has been diagnosed for up to 48 months before purchasing the policy.
5. What will happen if I do not disclose pre-existing conditions?
So, if the company got to know about pre-existing conditions, the policy would become null and void.
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Written By: Simran Saxena
An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Travelling and writing are her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and seamlessly solves the reader’s query.
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